10 of the Cheapest Cars to Insure in 2022

Insurance companies rely on a few key factors when determining how much to charge you per month in car insurance payments. The cars you choose, the number of years you’ve been driving, and your own personal driving record are all taken into account when calculating your rates. Even with these factors considered, there are still some cars that will always be cheaper to insure than others. Here are ten of the cheapest cars to insure in 2022, based on estimates from online insurance provider InsureTheGap and their parent company Carrot Insurance

 


1) Honda Civic

The Honda Civic is one of the most popular cars on the road, and for good reason. It's reliable, efficient, and stylish. Plus, it's one of the cheapest cars to insure. In fact, according to our research, the Civic is the cheapest car to insure for drivers in 2022.

2) Chevrolet Cruze

The Chevrolet Cruze is one of the cheapest cars to insure. It's a small car, so it doesn't cost as much to repair or replace. The Cruze also has a good safety record, which can help keep your insurance rates low. If you're looking for an affordable car that won't break the bank to insure, the Cruze is a great option.
 

3) Toyota Corolla

The Toyota Corolla has long been a favorite among budget-minded shoppers. It's reliable, efficient, and relatively affordable, making it a great choice for those looking to save money on their car insurance. In 2022, the Corolla will continue to be one of the cheapest cars to insure, with rates starting at just $1,000 per year.
 

4) Nissan Altima

The Nissan Altima is a great option for those looking for an affordable and reliable car. It's one of the most popular cars on the market, and it's also one of the cheapest to insure. In fact, according to Forbes, the Altima is the second cheapest car to insure in 2022.

 
5) Subaru Impreza

The Subaru Impreza is one of the cheapest cars to insure in 2022. It's a great choice for families or individuals who are looking for a reliable and affordable car. The Impreza has a reputation for being a safe and reliable vehicle, which is reflected in its insurance rates.
 

6) Hyundai Elantra

The Hyundai Elantra is one of the cheapest cars to insure for a variety of reasons. First, it's a smaller car, so it costs less to repair. Second, it has a lot of safety features, which can help lower your insurance rates. Third, it's a relatively new model, so insurers are still offering discounts on it. Fourth, it's a popular car, so there are plenty of options when it comes to choosing an insurer.

7) Kia Optima

The Kia Optima is a great choice for anyone looking for an affordable and reliable car. It's one of the most popular models on the market, and it's also one of the cheapest cars to insure. In fact, according to a recent study, the Optima is the third cheapest car to insure in 2022.

 

8) Ford Focus      

The Ford Focus is a great option for those looking for an affordable and practical car. It's one of the most fuel-efficient vehicles on the market, and it comes with a variety of features that make it a great choice for families. Plus, its low insurance rates make it a budget-friendly option.

 

9) Mazda3

The Mazda3 is a small car that has a lot to offer in terms of features and performance. It's also one of the cheapest cars to insure, with an average annual premium of just $1,158. The Mazda3 is a great choice for anyone looking for an affordable and reliable car.

 

10) Mini Cooper              

The Mini Cooper is one of the cheapest cars to insure. It's a great choice for those who want a small, fuel-efficient car that's still fun to drive. The Mini Cooper is also one of the most reliable cars on the market, so you can be sure it will last for years to come.


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